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The fresh new $2 hundred,100 financial pays off of the $150,000 remaining into old you to definitely, leaving to you $50,100 for the cash. Like other mortgages, FHA loans provides closing costs, that may lose the amount of money you are taking regarding her or him. If the, such as for example, your can cost you equivalent the latest median to possess FHA loans ($six,868), you would be kept having $43,132.

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